Blocked Account for Student Visas and Opportunity Cards

One of the most critical requirements set by German embassies is proving your financial self-sufficiency throughout your stay. This can be demonstrated in various ways, but here, we will focus on the “blocked account” method. A blocked account is a special type of bank account designed with a monthly withdrawal limit, ensuring a steady and controlled distribution of funds until the end of your approved stay.

Initial Setup Fee

Opening a blocked account typically involves a one-time setup fee, often around €89. This fee covers the account’s activation and administrative costs.

Monthly Withdrawal Limit

Once funded, the blocked account has a fixed monthly withdrawal limit, usually €934 per month for students.

Option to Increase Funds

If needed, students can add more funds to their blocked account during their stay. This is useful if the duration of the study program extends.

Additional Monthly Fees

Beyond the initial setup fee, some blocked account providers charge a small monthly service fee, typically between €5 and €10, which covers account
maintenance .

Opening a blocked account with Fintiba, one of the popular options for international students in Germany, comes with several benefits:
  1. Streamlined Application Process: Fintiba allows you to open your blocked account entirely online, even before arriving in Germany. This convenience saves time and simplifies the process, especially since their platform is designed to meet the requirements of German embassies and consulates.
  2. Fast Processing and Approval: Fintiba is well-known for its quick account setup and approval times, which can be crucial when you’re under tight timelines for visa appointments and application deadlines.
  3. Easy Monthly Withdrawals: Fintiba’s blocked account provides a straightforward withdrawal process. You receive your funds automatically each month, which is essential for budgeting and managing monthly expenses as per the visa requirements.
  4. Integrated Insurance Options: Fintiba offers packages that combine the blocked account with health insurance options required for students in Germany. This integration makes it easier to meet multiple visa requirements in one place, streamlining your preparation for studies abroad.
  5. 24/7 Customer Support in Multiple Languages: Fintiba offers round-the-clock support in English and German, making it easier for international students to resolve issues or get questions answered, whether they’re in Germany or still abroad.
Fintiba Account
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